1. Acceptance of Terms
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By opting in to receive SMS messages from Peggytina Technology (“Peggytina,” “we,” “us,” or “our”), you agree to be bound by these Terms & Conditions. If you do not agree, please do not opt in to or use our SMS messaging services.

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2. Consent and Opt-In
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By providing your mobile phone number and opting in, you confirm that the number belongs to you and that you authorize Peggytina to send you transactional, informational, and marketing SMS messages related to your account, platform activity, products, services, or promotions.
Standard messaging and data rates may apply depending on your mobile carrier.

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3. Message Frequency

Message frequency may vary depending on your account activity, preferences, and interactions with Peggytina. We strive to limit messages to relevant and meaningful communications.

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4. Message Content
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SMS messages from Peggytina may include, but are not limited to:

• Account notifications and alerts
• Transaction or activity confirmations
• Platform updates and service announcements
• Educational or informational investment-related content
• Marketing or promotional messages

SMS messages do not constitute financial, investment, or trading advice.

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5. Opt-Out Instructions
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You may opt out of receiving SMS messages at any time by replying “STOP” to any message from us. After opting out, you will no longer receive SMS communications unless you re-enroll.
For assistance, reply “HELP” or contact our customer support team.

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6. Data Privacy
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We respect your privacy. Personal information collected through our SMS services will be handled in accordance with our Privacy Policy. By opting in, you consent to the collection, use, and disclosure of your information as described therein.

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7. Carrier Limitations
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SMS delivery is subject to the availability and reliability of your mobile carrier’s network. Peggytina is not responsible for delayed, failed, or undelivered messages caused by factors beyond our control.

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8. Service Disruptions
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While we aim to provide a reliable SMS service, interruptions may occur due to maintenance, technical issues, or other unforeseen circumstances. Peggytina is not liable for any losses or damages arising from such disruptions.

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9. Disclaimer
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All SMS messages are provided on an “as-is” basis without warranties of any kind, whether express or implied. Messages may reference our platform, features, or promotions but do not guarantee outcomes or performance.

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10. Changes to Terms

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Peggytina reserves the right to modify, update, or terminate these Terms & Conditions at any time. Continued use of our SMS messaging services constitutes acceptance of any changes.

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